Transactions

After I placed a withdrawal yesterday and was waiting patiently today to receive it, I was disappointed that at the required time that the millions was supposed to drop in my account, my account was still reading 0.
Immediately I had checked my transactions to see what must have happened. I had hoped that it was still pending but behold, the transaction failed.

With multiple hisses and sigh, I initiated another withdrawal, what else could be done?, I asked myself.
A thought came in and here I am, they said "ask and it shall be given to you". I will go on to ask now:

@mindviewers I wish to plead for a favour which I believe would be of good to all here.
Sometimes, due to bug or bank downtimes, a transaction fails and we are forced to i initiate a new transaction which would go for an extra 12hours again.
The time waste is just too much and most times, we could have budgeted the money for something serious but then would have to wait an extra 12hours.

please, if you could, we would love you to half the time taken for a successful withdrawal when a transaction fails
6hours is considerable as compensation to the inconveniences a failed transaction must have cost.

I'll lay down on my bed now with a little satisfaction that I have suggested an improvement and that my opinion would count.
Good night.